Gillian has a law degree, the full Financial Planning Certificate ('FPC') and the Securities and Investment Institute Diploma in Investment Compliance. She is
a member of the Compliance Institute, the Securities and Investment Institute
('SII') and also the Chartered Insurance Institute. ('CII')

Prior to setting up Gem Compliance, she has held senior management positions
as Head of Regulation and Money Laundering Reporting Officer with both the Royal Bank of Scotland’s life assurance, pensions and investment company and most recently with Hewitt Associates, one of the world’s leading employee benefit consultancies.

She has experience on the regulatory side of the industry having spent two years as a Principal Regulatory Officer with Lloyds of London. She started out
in the financial services industry in the mid 80’s as a graduate trainee at
Scottish Widows providing business analysis advice.

She has gained in depth experience of a number of different regulatory regimes. This includes prior to December 2001 (N2), the
PIA, IMRO, the Lloyds Market and recognised professional bodies. Post N2, she has had extensive experience of both FSA regulation and designated professional (exempt) regulated firms including how to comply with more than one regulatory regime at the same time.